Your money belongs to you — not to your phone number.

PesaLock decouples mobile wallets from recyclable SIMs using permanent cryptographic GUIDs, so telecoms can recycle numbers freely and clients never lose a shilling. With built-in GACE protection against coordinated phone-snatch robberies.

Try the GUID Engine Open SOC Dashboard

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The Forever Key (GUID)

SHA-256 over National ID + Tax PIN + name + original number, salted. The wallet anchors to the hash — the MSISDN becomes a transient routing pointer. Polymorphic formulas for individuals, corporates (multi-sig), and minors.

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Safe Number Recycling

SIM flagged for recycling? Routing severed instantly; the wallet moves to ORPHANED_HOLDING. New buyers get a clean slate. Original owners re-link via IPRS-verified KYC — balances, history and credit scores restored in seconds.

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GACE Anti-Robbery Engine

Real-time geospatial anomaly detection. Eight strangers moving in lockstep at 80 km/h? Panic-lock every wallet, spoof balances to KES 142, block rogue-agent cash-outs, and flag escort numbers and fence hubs.

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Cross-Network Clearinghouse

M-Pesa, Airtel Money and T-Kash unified under one GUID with strict source & utilization segregation — NPS-compliant, no liquidity mixing, full audit lineage for the ODPC and KRA.

How it works

The phone number becomes an address. The vault stays locked to the person.

[ Telco Provisioning API ] │ SIM lifecycle webhooks ▼ ┌────────────────────────────────────────────────┐ │ PESALOCK IDENTITY ENGINE │ │ Hash Generation ──── Dynamic Routing Table │ │ (Deterministic) (MSISDN ⇄ GUID) │ │ GACE Stream Processor ── Panic-Lock Engine │ └────────────────────────────────────────────────┘ │ anchored to GUID, never to MSISDN ▼ [ Mobile Money Core Ledger — M-Pesa / Airtel / T-Kash ]

Live GUID demo

National ID National Tax ID (KRA PIN) Last name Phone number (MSISDN)